Once you have submitted your application for car finance, it will usually take just a few hours before an assessment is made and the loan is either approved or rejected. However, complex or difficult applications can sometimes take a few days, including bad credit loan applications.
Aussie Car Loans you can most definitely help you get pre approved for a car loan so you can shop around with confidence. The only thing you’ll need to tell us what type of vehicle you’re intending to purchase. It’s a great idea to obtain a pre approved car loan as it allows for more … Continue reading Can I get pre approved for a car loan?
All lenders consider things such as: have you ever filed for bankruptcy, do you own a home, how much is your current income, how long have you been employed at your current job, how long have you lived at your current address, do you have a credit rating, what is your net worth, and so … Continue reading What are my chances of approval?
At Aussie Car Loans we have long term associations with a broad range of competitive and trusted lenders who consistently monitor current interest rates so they can make sure they offer the best car finance rates.
Aussie Car Loans will always provide you with the most competitive loan offers it has available, however, those with a higher risk, namely bad credit ratings or ex-bankrupts, can opt for second chance finance instead. Second chance loans, or bad credit loans, give those with higher risk another chance to obtain the finance they require.
Aussie Car Loans provides car finance for any kind of vehicle purchase, be it a dealership, car auction, private sale or re-financing. For used cars some vehicles may require an inspection prior to your finance being approved, please discuss with your Aussie Car Loans consultant prior to your purchase.
To apply for a personal car loan online you will need to provide the following details: Full name. Contact phone number. Your postcode. Email address. Your current employment status. You’ll also need to be: 18 or older An Australian Resident Currently employed You’ll also need to answer the following questions: Do you currently have more … Continue reading What Do I Need For My Personal Car Finance Application?
Your first loan repayment will be due 14 days (if fortnightly) or one month (if monthly) after the settlement of your personal loan. Business finance applicants on the other hand have the first monthly repayment due on the day of settlement.
Personal car loans, in fact, all loans have some ongoing account keeping fees. These may vary from Financier to Financier and State to State. For accurate and up to date information please call 1300 769 999 (local call cost) to discuss this with one of our professional team members.
Taking out a loan or lease on a new or used vehicle involves a financial commitment that can be stressful. That’s why we protect you with 12 months of WALKAWAY coverage at no charge to you on financed or leased vehicles.
Are you an independent broker that is currently experiencing difficulties with your main stream financiers, at Aussie Car Loans we have a number of successful brokers that source their plans through us.
If you’re trying to decide whether you’re better off with a car lease, car loan or going with hire purchase instead, the following comparison table may be useful to you. Lease vs Hire Purchase Comparison Table Finance Lease Consumer Loan Hire Purchase Terms Lease term is up to you but would typically be 3 to … Continue reading Lease vs Hire Purchase
We challenge you to try & find a better deal than Aussie Car Loans. If you think you’ve found a better deal, contact us now. We’re not often beaten, and we’d love to help you beat those banks!
It’s time for a new car and having made the decision to buy, the next question is often not what car, but how you are going to pay for it? Financing a car can be a minefield to the uninitiated, especially when the salesperson starts bandying about terms like hire purchase, novated car leases, residuals … Continue reading To Lease Or Buy A Car?
Credit check – Tips to boost your loan worthiness Shopping for vehicle finance can be as daunting as choosing the right car. As well as seeing who offers the best car finance rates, it’s worth assessing how attractive you appear as a potential borrower. Showing you’re a good risk improves your approval chances and will … Continue reading Car Loan Approval Tips
What is the comparison rate? The comparison rate is an indicative interest rate that combines the nominal interest rate with any foreseeable fees and charges associated with the loan, to help you obtain a more comprehensive picture of what your car loan is going to cost you over the life of the loan. While the … Continue reading Car Loan Comparison Rates
Buying a car is one of the biggest purchases you’ll ever make. These days, when it comes to cost, it’s second only to buying a home. Buying your very first car can often be a nerve-racking experience, and if you’re not careful, it can put you in real financial strife. You have to be realistic … Continue reading Buying That Car