Category: FAQs

Aussie Car Loans provide a full range of finance and insurance products for all kinds of vehicles. With access to a wide panel of lenders, you can be sure that Aussie Car Loans will find the best finance option at the best rate for you.

If you’re looking at a secured personal loan there are certain requirements that need to be met. For example, the minimum loan amount is $5,000.00, and the motor vehicle is preferably no more than 8 years old. Aussie Car Loans considers all car types including classic, import, prestige vehicles, and even older trucks.

For those looking at a getting an unsecured personal loan, be aware there are differences in the loan amount, the interest rate and availability. Unsecured loans can be more versatile however, and are typically used for intangible things such as a holiday, wedding or debt consolidation.

Debating whether to go with Business or Personal Finance? Business Finance is available to both companies & individuals, providing that the goods are to be used predominantly for business use (i.e. more than 50% business usage).

Once you have submitted your application for car finance, it will usually take just a few hours before an assessment is made and the loan is either approved or rejected. However, complex or difficult applications can sometimes take a few days, including bad credit loan applications.

At Aussie Car Loans we have long term associations with a broad range of competitive and trusted lenders who consistently monitor current interest rates so they can make sure they offer the best car finance rates.

Aussie Car Loans will always provide you with the most competitive loan offers it has available, however, those with a higher risk, namely bad credit ratings or ex-bankrupts, can opt for second chance finance instead. Second chance loans, or bad credit loans, give those with higher risk another chance to obtain the finance they require.

Aussie Car Loans provides car finance for any kind of vehicle purchase, be it a dealership, car auction, private sale or re-financing. For used cars some vehicles may require an inspection prior to your finance being approved, please discuss with your Aussie Car Loans consultant prior to your purchase.

To apply for a personal car loan online you will need to provide the following details: Full name. Contact phone number. Your postcode. Email address. Your current employment status. You’ll also need to be: 18 or older An Australian Resident Currently employed You’ll also need to answer the following questions: Do you currently have more … Continue reading What Do I Need For My Personal Car Finance Application?

Your first loan repayment will be due 14 days (if fortnightly) or one month (if monthly) after the settlement of your personal loan. Business finance applicants on the other hand have the first monthly repayment due on the day of settlement.

Personal car loans, in fact, all loans have some ongoing account keeping fees. These may vary from Financier to Financier and State to State. For accurate and up to date information please call 1300 769 999 (local call cost) to discuss this with one of our professional team members.