Overtaking a Cyclist: New NSW Legislation

More cyclists are now sharing the roads with motorists than ever before. If you are a car owner or motorcycle rider, you should know that cyclists have the same rights as motorists. Motorists need to be aware of their presence on the road and respect their space, whether they are recreational cyclists or regular commuters. … Continue reading Overtaking a Cyclist: New NSW Legislation

Do Car Loans Help Your Credit Score?

Building a good credit score is important when applying for certain loan products. It determines the credit risk of lenders in loaning you money. The lower your credit score, the lesser the chances of a loan approval. If you have a poor credit score, you might be looking for different ways to boost it and … Continue reading Do Car Loans Help Your Credit Score?

What Is Refinancing A Car Loan?

While you are searching the web for a solution to your struggling car loan repayments, you have probably come across the phrase ‘refinancing a car loan’. This refers to an alternative way of paying your existing car loan by taking another secured loan with different terms from a different lender. The new loan has a … Continue reading What Is Refinancing A Car Loan?

Secured Personal Loan?

If you’re looking at a secured personal loan there are certain requirements that need to be met. For example, the minimum loan amount is $5,000.00, and the motor vehicle is preferably no more than 8 years old. Aussie Car Loans considers all car types including classic, import, prestige vehicles, and even older trucks.

Unsecured Personal Loan?

For those looking at a getting an unsecured personal loan, be aware there are differences in the loan amount, the interest rate and availability. Unsecured loans can be more versatile however, and are typically used for intangible things such as a holiday, wedding or debt consolidation.

Personal or business finance?

Debating whether to go with Business or Personal Finance? Business Finance is available to both companies & individuals, providing that the goods are to be used predominantly for business use (i.e. more than 50% business usage).

How long does it take to get approved?

Once you have submitted your application for car finance, it will usually take just a few hours before an assessment is made and the loan is either approved or rejected. However, complex or difficult applications can sometimes take a few days, including bad credit loan applications.