Secured Personal Loan?

If you’re looking at a secured personal loan there are certain requirements that need to be met. For example, the minimum loan amount is $5,000.00, and the motor vehicle is preferably no more than 8 years old. Aussie Car Loans considers all car types including classic, import, prestige vehicles, and even older trucks.

Unsecured Personal Loan?

For those looking at a getting an unsecured personal loan, be aware there are differences in the loan amount, the interest rate and availability. Unsecured loans can be more versatile however, and are typically used for intangible things such as a holiday, wedding or debt consolidation.

Personal or business finance?

Debating whether to go with Business or Personal Finance? Business Finance is available to both companies & individuals, providing that the goods are to be used predominantly for business use (i.e. more than 50% business usage).

How long does it take to get approved?

Once you have submitted your application for car finance, it will usually take just a few hours before an assessment is made and the loan is either approved or rejected. However, complex or difficult applications can sometimes take a few days, including bad credit loan applications.

Can I get my finance approved before purchasing?

Aussie Car Loans offer pre approved finance options so you can shop around with confidence, providing you can give us an idea of what you’re intending to purchase. It’s a good idea to obtain a pre-approved car loan as it allows for more bargaining power on the showroom floor.

I’ve Got A Bad Credit Rating?

Aussie Car Loans will always provide you with the most competitive loan offers it has available, however, those with a higher risk, namely bad credit ratings or ex-bankrupts, can opt for second chance finance instead. Second chance loans, or bad credit loans, give those with higher risk another chance to obtain the finance they require.

Can I Buy A Car Privately Or From A Dealer?

Aussie Car Loans provides car finance for any kind of vehicle purchase, be it a dealership, car auction, private sale or re-financing. For used cars some vehicles may require an inspection prior to your finance being approved, please discuss with your Aussie Car Loans consultant prior to your purchase.