How to Improve Your Credit Score to Get a Car Loan

Imagine the excitement of finally being able to buy your dream car, only to find out that your car loan application has been declined. This normally happens due to poor credit score. What a bummer, right? So, before even shopping around for a great car financing product, make sure you have excellent credit standing first. … Continue reading How to Improve Your Credit Score to Get a Car Loan

Off-Roading Tips For Beginners

Going off-road is a challenging but very rewarding recreational activity for Aussies. That’s because beyond the rough terrains is where you can find some of the most amazing landscapes and sceneries. If you’re ready to take on the sand dunes, green lanes, rocks, gravel, snow, and mud, then here’s a useful guide on off-roading for … Continue reading Off-Roading Tips For Beginners

Classic Car Investment: A Guide

Nowadays, there are plenty of investment options to help your money grow, whether on a short-term or long-term basis. One that’s growing in popularity with many investors today are classic cars. This is because they have proven to yield high returns in the long run. If this is something that interests you, whether you’re a … Continue reading Classic Car Investment: A Guide

Fringe Benefit Tax (FBT) on a Novated Car Lease explained

What Is Novated Leasing? Novated car leasing is a cost-effective financial arrangement which allows businesses to lease vehicles for, or on behalf of, their employees with use of salary packaging. It simply means the employer is deducting lease payments and running cost from a combination of the employee’s pre-tax and post-tax salary. This in turn … Continue reading Fringe Benefit Tax (FBT) on a Novated Car Lease explained

When is the Best Time to Buy a Car from a Dealership?

Buying a car is an exciting time, no matter when you do it. The joy of bringing home a new car, whether it’s a large family SUV for travelling or a reliable hot hatch for city drives, is always exhilarating. But however excited you might be, never hasten to the dealerships. Instead, wait for some … Continue reading When is the Best Time to Buy a Car from a Dealership?

What are Balloon Payments?

When applying for a car loan, you’ll come across the term “balloon payment” while reviewing the loan agreement. Your lender will explain its meaning, for sure. Still, it’s important to understand the term on your own (and how it will affect your loan repayments) before you sign the dotted line. What’s a balloon payment? A … Continue reading What are Balloon Payments?

Businesses: Claim the Instant Asset Tax Write Off

Good news for small business owners! You can now claim your new car’s purchase cost against your tax. That’s right. The Australian government has recently declared that small businesses can still get the instant asset tax write off for a maximum of $30,000. The tax write-off amount has increased from the previous limit of $20,000, … Continue reading Businesses: Claim the Instant Asset Tax Write Off

Credit Score Required for a Car Loan

First time car buyers, here is the most important thing you need to consider about financing: your credit score. Banks and lenders refer to a person’s credit score to determine the risk of providing a loan to that person. If you are looking at applying for finance to purchase a vehicle, then it’s important to … Continue reading Credit Score Required for a Car Loan

Pros & Cons of Buying an Ex-Demonstrator Vehicle

People shopping for a car are often torn between a brand new and a used vehicle, although a used vehicle is usually the cheaper option. However, everybody forgets about the third option, which is an ex-demonstrator vehicle. This is the best of both worlds, an almost brand new car with a nice discount on top. … Continue reading Pros & Cons of Buying an Ex-Demonstrator Vehicle

Buying A Used Car? Learn Its Real History First

If you are looking to buy a good vehicle but do not want to spend too much? Then going for a used car might be your best option. The Australian used car market is loaded with quality pre-owned and repossessed vehicles that will suit any budget! Just remember to exercise caution when shopping in dealerships … Continue reading Buying A Used Car? Learn Its Real History First

Benefits of Using a Finance Broker

Plenty of loan products are available in the Australian market right now. Each one suits a particular financing need for whichever asset you are planning to purchase. However, not all loan applicants are knowledgeable with the types of financing available and may find it hard deciding on the best one for their needs. In these … Continue reading Benefits of Using a Finance Broker

Top Reasons To Get Your Car Loan Pre-Approved

Getting a pre-approved car loan is something that we highly recommend before you even think about going to showrooms or dealerships. This initial step will give you a good idea of how much you can borrow. In addition to this, there are many other great reasons to get your car loan pre-approved before you shop … Continue reading Top Reasons To Get Your Car Loan Pre-Approved

Vehicle Review: Subaru XV (2018)

The second-generation 2018 Subaru XV was released last year in Australia and current reports show that it’s selling well in the small SUV market. This is the smallest model in the brand’s remarkable SUV line-up and is available in four variants: the XV 2.0i, XV 2.0i-L, XV 2.0i Premium, and XV 2.0i-S. Our Review In … Continue reading Vehicle Review: Subaru XV (2018)