Imagine the excitement of finally being able to buy your dream car, only to find out that your car loan application has been declined. This normally happens due to poor credit score. What a bummer, right? So, before even shopping around for a great car financing product, make sure you have excellent credit standing first. … Continue reading How to Improve Your Credit Score to Get a Car Loan
With the many car financing options available today, people will almost always buy a vehicle for personal or business use. However, there are situations when leasing a car is more ideal than owning. Just like renting a house, a car lease has some features that can fit your needs. The question is, how do you … Continue reading Should I Buy or Lease a Car?
Going off-road is a challenging but very rewarding recreational activity for Aussies. That’s because beyond the rough terrains is where you can find some of the most amazing landscapes and sceneries. If you’re ready to take on the sand dunes, green lanes, rocks, gravel, snow, and mud, then here’s a useful guide on off-roading for … Continue reading Off-Roading Tips For Beginners
Owning a sports car is almost every man’s dream. It’s the ultimate symbol of power and luxury. A sports car is quite an investment too so buying one requires great care and consideration. Before you head to the dealer, hear us out on some of the things you have to think about making your purchase. … Continue reading Tips for Buying a Sports Car
Nowadays, there are plenty of investment options to help your money grow, whether on a short-term or long-term basis. One that’s growing in popularity with many investors today are classic cars. This is because they have proven to yield high returns in the long run. If this is something that interests you, whether you’re a … Continue reading Classic Car Investment: A Guide
What Is Novated Leasing? Novated car leasing is a cost-effective financial arrangement which allows businesses to lease vehicles for, or on behalf of, their employees with use of salary packaging. It simply means the employer is deducting lease payments and running cost from a combination of the employee’s pre-tax and post-tax salary. This in turn … Continue reading Fringe Benefit Tax (FBT) on a Novated Car Lease explained
A business car loan is a great way to finance the vehicles required for running your business. But like with personal car loans, there are loads of considerations to make when applying for this type of financing. You need to understand them to make sure that you get the right car loan for your business. … Continue reading Business Car Loans: What to Consider
Buying a car is an exciting time, no matter when you do it. The joy of bringing home a new car, whether it’s a large family SUV for travelling or a reliable hot hatch for city drives, is always exhilarating. But however excited you might be, never hasten to the dealerships. Instead, wait for some … Continue reading When is the Best Time to Buy a Car from a Dealership?
When applying for a car loan, you’ll come across the term “balloon payment” while reviewing the loan agreement. Your lender will explain its meaning, for sure. Still, it’s important to understand the term on your own (and how it will affect your loan repayments) before you sign the dotted line. What’s a balloon payment? A … Continue reading What are Balloon Payments?
Buying a new car is not your typical everyday purchase because it requires a handsome sum of money. Even the cheapest hatchback today, the 2019 Mitsubishi Mirage, will cost you almost $14,000. If you‘re not rolling in dough but want (or need) to own a car, then saving up some money for it first is … Continue reading Tips on How to Save Up for A New Car
When hunting for a used car, most people are placing costs and appearance of the car at the top of their list. Unfortunately this same group are placing safety factors much lower on their list (if considering it at all). It goes without saying that this should not be the case. No matter if you’re … Continue reading Tips For Finding A Used Car That’s Safe
The 2019 financial year is ending. If you’ve been waiting for a good time to purchase a new vehicle, then this is it. Buying a car this winter, just before tax time is your best chance to get some fantastic deals. There are two main reasons: First, the automotive market in Australia did not do … Continue reading Buying A Car Before Tax Time
Good news for small business owners! You can now claim your new car’s purchase cost against your tax. That’s right. The Australian government has recently declared that small businesses can still get the instant asset tax write off for a maximum of $30,000. The tax write-off amount has increased from the previous limit of $20,000, … Continue reading Businesses: Claim the Instant Asset Tax Write Off
First time car buyers, here is the most important thing you need to consider about financing: your credit score. Banks and lenders refer to a person’s credit score to determine the risk of providing a loan to that person. If you are looking at applying for finance to purchase a vehicle, then it’s important to … Continue reading Credit Score Required for a Car Loan
People shopping for a car are often torn between a brand new and a used vehicle, although a used vehicle is usually the cheaper option. However, everybody forgets about the third option, which is an ex-demonstrator vehicle. This is the best of both worlds, an almost brand new car with a nice discount on top. … Continue reading Pros & Cons of Buying an Ex-Demonstrator Vehicle
If you are looking to buy a good vehicle but do not want to spend too much? Then going for a used car might be your best option. The Australian used car market is loaded with quality pre-owned and repossessed vehicles that will suit any budget! Just remember to exercise caution when shopping in dealerships … Continue reading Buying A Used Car? Learn Its Real History First
“Only two things are certain in life…” or so the quote goes. One of them is taxes. But when you’re purchasing a car, there’s another inescapable fee to face: it’s called Stamp Duty, and it’s applicable in all Australian states and territories. What is Stamp Duty? Stamp Duty is a government tax for motor vehicles. … Continue reading Stamp Duty Explained
Plenty of loan products are available in the Australian market right now. Each one suits a particular financing need for whichever asset you are planning to purchase. However, not all loan applicants are knowledgeable with the types of financing available and may find it hard deciding on the best one for their needs. In these … Continue reading Benefits of Using a Finance Broker
Getting a pre-approved car loan is something that we highly recommend before you even think about going to showrooms or dealerships. This initial step will give you a good idea of how much you can borrow. In addition to this, there are many other great reasons to get your car loan pre-approved before you shop … Continue reading Top Reasons To Get Your Car Loan Pre-Approved
The second-generation 2018 Subaru XV was released last year in Australia and current reports show that it’s selling well in the small SUV market. This is the smallest model in the brand’s remarkable SUV line-up and is available in four variants: the XV 2.0i, XV 2.0i-L, XV 2.0i Premium, and XV 2.0i-S. Our Review In … Continue reading Vehicle Review: Subaru XV (2018)