There are over 2.6 million workers who are casually employed in Australia. Unfortunately, a casual employment can make it more difficult to be granted a loan compared to holding a full employment. This is because of a casual employee’s perceived higher risk of defaulting repayments. In general, a “casual worker” is described as a worker … Continue reading How to Get a Car Loan on a Casual Income
Do you need a vehicle for business purposes? One of the best business financing options you can find is a Commercial Hire Purchase (CHP). This article will help you weigh the pros and cons of CHP compared with a normal car loan, study the criteria, and find out if it works for you. What Is … Continue reading Everything You Need to Know About Commercial Hire Purchase
According to statistics, Australia has the second highest number of car ownerships per capita in the world. This comes as no surprise considering how driving is a huge part of an average Aussie’s day — from driving to work to going across the country on holidays. As times change, the Australian car buyer’s preferences change … Continue reading Top Five Best Selling Cars in Australia and Why
Creating a budget for a car isn’t always as simple as it sounds. Some people fail to take into account the other expenses that come on top of their monthly repayments and quickly begin to feel burdened by the purchase. When budgeting for a car, one should consider many things that are not immediately obvious … Continue reading Affording a Car Loan – How to Budget to Allow for Repayments
Classic cars have been a successful investment over the last 30 years. They gain value over time due to rarity, condition, mileage, and others aspects. Few differences may have a significant impact on price. Whether you’re an investor or an automotive enthusiast, one way to diversify your investment portfolio is to start collecting classic muscle … Continue reading Classic Muscle Cars – Aussie Icons That Are Worth Investing In
If you’re about to apply for car finance, something you must fully-understand is how car loan interest rates work as it will affect your long-term finances. To get you informed before sending your loan application, here is a comprehensive guide about car loan interest rates. What is the car loan interest rate? A car loan … Continue reading How Car Loan Interest Rates Work
If you’re buying a new or used car, getting a pre-approved loan will put you ahead of the game when you find the right one. It is something that experts highly recommend before you go to any showroom or dealership. Aside from giving you an idea of how much you can borrow, it also puts … Continue reading Car Loan Pre-approvals: The Most Common Questions Answered
Paying off your car loan can take years, but did you know that there are ways to pay off your car loan faster? Plus, quicker repayments can also help reduce the interest and allow you to save money for other expenses. Here’s a guide on how you can complete your car loan repayment before the … Continue reading How to Pay Off Your Car Loan Faster
Deciding on the most suitable car insurance can be just as confusing as buying a vehicle for the first time. There is a wide variety of options for buying a vehicle insurance policy, and each one has its own advantages and drawbacks to be cautious of. But don’t let this overwhelm you. The process for … Continue reading What does your Car Insurance Cover?
Since the launch of Uber in Australia back in 2012, ride-sharing has become a popular way of travelling among Aussies. And there’s no wonder why. These ride-sharing services offer more convenience in terms of finding a vehicle quickly and to a fare earning. Through the use of user-friendly apps, you can find a ride wherever … Continue reading The 5 Best Cars for Ride Sharing in Australia
The Australian automotive emission standards have, up until now, been at least ten years behind that of Europe. In response, the automotive industry has now introduced new initiatives to minimise CO2 emissions in its new vehicle system and has launched noble voluntary CO2 emissions standards up to 2030. The car industry claims the scheme will … Continue reading Australia adopts Voluntary CO2 Emissions Standards to 2030: What it means
Many car brands are more than dependable yet there are quite a few lemons that you might want to be careful of. From Ford to Ferrari, Toyota to Volvo, the automotive market of Australia is vibrant and filled with numerous options. Nevertheless, some cars are way better compared to others in terms of reliability. Here’s … Continue reading Don’t buy a Lemon: Most Unreliable (and reliable) Car Brands of 2020
These days, the buying and selling of used cars are on the rise while there is an indication the new car market has slowed down. The shift in the demand for used vehicles is mainly because buyers want to fulfil their dreams of having a “good as new car” at a reasonable price. If you’re … Continue reading Selling Your Car? Here’s How to Maximise Your Resale Price
Due to the current Covid-19 pandemic, car dealers are challenged to amp up their online sales and marketing strategies. While this set-up has existed for years, online car buying has dramatically increased due to community lockdowns implemented by the government. Genuine online car sites are now everywhere on the internet. Aside from being hassle-free, it … Continue reading Would You Buy a Car Online?
Planning to buy a car for your business? Now is a good time to do it. The Australian Government has recently made changes to the instant asset tax write-off rules, which are set to last until 31 December 2020. Here is everything you need to know about the recent updates. What Is the Instant Asset … Continue reading Changes to the Instant Asset Write off Rules in 2020
Being a new car owner is exciting but at the same, it requires you to learn about your vehicle. There’s is a lot to learn so our advice is that you take your car education one part at a time. And the best place to begin? The tyres! Keeping your car tyres in great condition … Continue reading A Beginner’s Guide to Car Tyres
Imagine the excitement of finally being able to buy your dream car, only to find out that your car loan application has been declined. This normally happens due to poor credit score. What a bummer, right? So, before even shopping around for a great car financing product, make sure you have excellent credit standing first. … Continue reading How to Improve Your Credit Score to Get a Car Loan
With the many car financing options available today, people will almost always buy a vehicle for personal or business use. However, there are situations when leasing a car is more ideal than owning. Just like renting a house, a car lease has some features that can fit your needs. The question is, how do you … Continue reading Should I Buy or Lease a Car?
Going off-road is a challenging but very rewarding recreational activity for Aussies. That’s because beyond the rough terrains is where you can find some of the most amazing landscapes and sceneries. If you’re ready to take on the sand dunes, green lanes, rocks, gravel, snow, and mud, then here’s a useful guide on off-roading for … Continue reading Off-Roading Tips For Beginners
Owning a sports car is almost every man’s dream. It’s the ultimate symbol of power and luxury. A sports car is quite an investment too so buying one requires great care and consideration. Before you head to the dealer, hear us out on some of the things you have to think about making your purchase. … Continue reading Tips for Buying a Sports Car