Buying a New or Used Toyota?

Get a new Toyota with ease

Current Car Loan Rates

  • Rate for Private Purchase

    from 6.07%

    comparison 7.96%*
  • Rate for Dealer Purchase

    from 5.37%

    comparison 7.26%*
  • Rate for Business Vehicles

    from 5.7%

    comparison *

Whether you are looking for a new or used Toyota car from a dealership, private sale or auction, there is one thing that everybody can agree on:  There's is nothing quite like that "New" Car feeling.

Drive away from the dealer or a pre-arranged private sale sooner with our fully customized new and used Toyota finance solutions. 

We can guide you through a range of vehicle loan options and advise you on a loan package that will suit your individual needs, your lifestyle and your budget.

At Aussie Car Loans, we ask some questions and provide customized car loan options than our competitors, which ultimately saves you money and gives you peace of mind knowing you got the most suitable finance deal for you. 

Apply For Toyota Car Finance

Let us get you on the road in a new Toyota car sooner. Call now on 1300 769 999 or apply online!

Why Choose Toyota?

Toyota is a leading car manufacturer that originated in Japan and is best known for creating some of the most reliable cars on the road. 

These vehicles are renowned for providing convenience, comfort and above all, safety. Older Toyota models are still present on the roads today which is a testament to their durability and reliability.

Your typical Toyota features everything you want in a car with great dependability, toughness, efficiency and fuel economy. Offering a diverse range of vehicles to suit almost anyone, from family cars and sedans, to tough 4WDs, utes and vans, SUVs, and for the environmentally conscious, Hybrids, it's no wonder Toyota is one of Australia's leading car brands. 

Fixed Rate Personal Car Loans

Your Toyota car loan will have a fixed interest rate, which means the interest is calculated daily on the balance owing.

Budgeting is made easy with flexible loan repayment options that are tailored to suit your needs and your fixed interest rate for the loan term will give you peace of mind.

Balloon Payments

Balloon payments or residual options are available. By setting a balloon payment for the end of the term you can reduce your monthly payments, to satisfy your budget. At the end of the term, you can either pay out the full amount, upgrade your car or re-finance the balloon amount and continue paying off the car over a new loan period (subject to approval conditions at that time).

Additional Payments

Extra or additional payments will obviously reduce the outstanding balance and therefore reduce the interest charges. This can ultimately shorten the loan term and reduce the overall cost.


For added peace of mind, you can also add insurance; Comprehensive, warranty, security shortfall (Gap) and loan protection insurance; to your car loan. No deposit finance is available.

Toyota Car Finance Calculator

Try our easy to use car finance calculator to get an indicative look at what the repayments on your next Toyota will be.

Scheduled weekly, fortnightly or monthly payments can be made by internet banking, direct debit, direct payroll deductions, BPAY, or other payment methods where applicable.

View Car Finance Calculator

Novated Leasing

A novated lease is a financial arrangement that is used with salary packaging.

How It Works

In this arrangement, the employer pays for the car finance and running costs directly from the employee's taxable salary. This is a tax-effective way to get into the Toyota that you have your heart set on.

Benefits of a Novated Lease

  • Tax-effective way to finance the Toyota you want.
  • Running costs are included.
  • Flexible terms to suit your needs.
  • Set and forget with payments taken directly from your salary.
  • Keep the car even if you change jobs.

Questions? Get in Touch

Contact us today on 1300 769 999 to talk to a finance specialist about the best finance options for your next Toyota or apply online below.

Apply For Car Finance

Buying A Car Privately

Be sure to check out this valuable information before making any decisions.

Don't be fooled by 0% car loans

It may cost you more than expected. Read the facts about the dangers of getting locked in to a 0% loan. Read more

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