Get an idea of what your car loan repayments* will be with our easy to use car loan repayments calculator! Simply type in the Loan Amount, Interest Rate (e.g. 9.95%) and choose the Length of the Loan. You will see the monthly repayment amount underneath in yellow.

Current Car Loan Interest Rates

  • Car from Private Person

    from 6.95%

    comparison 8.49%*
  • Car from Motor Dealer

    from 6.95%

    comparison 8.49%*
  • Car for Business Use

    from 6.45%

    comparison *
For a more accurate idea of how much you can borrow and at what interest rate you will be eligible for, please call us on 1300 769 999 or apply online!

What Is A Comparison Rate? Why Does It Matter?

Helpful advice for obtaining car finance:

Plan Your Loan - Before taking out a loan, you should think about any factors that may impact your ability to make repayments. Using a budget planner can be an effective way to give you visibility into how much you can afford in repayments. When planning your budget, make sure you include any reoccurring costs such as monthly repayments such as phone bills.

Loan Term - The shorter the length of the loan, the more you will save in the long run. Therefore, you should choose the shortest loan term to fit your budget.

Insurance - You should research and organise insurance in advance. Aussie Car Loans can organise a competitive quote for comprehensive insurance to protect your financed asset. Get a free car insurance quote today.

Credit Rating - Your credit rating can affect your ability to obtain a loan. A copy of your credit rating can be ordered for free from CheckYourCredit or My Credit File.

Additional links:

*Finance subject to approval, including the application of applicable lending criteria. Terms and Conditions apply. Fees and Charges are payable. The credit provider is Automotive Financial Services Pty Limited – Australian credit licence 383762. ^Comparison rate for AFS Loan Contract and Mortgage is calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Finance subject to approval, including the application of applicable lending criteria. Terms and Conditions apply. Fees and Charges are payable. Commercial rates are only available for novated leases or businesses with a registered Australian Business Number (ABN) and where the goods being financed are predominantly for business use. Interest rate only applicable for new goods that have not been pre-owned and where the applicant has an established good credit history. The credit provider is Automotive Financial Services – Australian credit licence 383762.


Repayment Calculator

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Buying A Car Privately

Be sure to check out this valuable information before making any decisions.

Don't be fooled by 0% car loans

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