Debating whether to go with Business or Personal Finance? Business Finance is available to both companies & individuals, providing that the goods are to be used predominantly for business use (i.e. more than 50% business usage).
Once you have submitted your application for car finance, it will usually take just a few hours before an assessment is made and the loan is either approved or rejected. However, complex or difficult applications can sometimes take a few days, including bad credit loan applications.
Aussie Car Loans offer pre approved finance options so you can shop around with confidence, providing you can give us an idea of what you’re intending to purchase. It’s a good idea to obtain a pre-approved car loan as it allows for more bargaining power on the showroom floor.
All lenders consider things such as: have you ever filed for bankruptcy, do you own a home, how much is your current income, how long have you been employed at your current job, how long have you lived at your current address, do you have a credit rating, what is your net worth, and so … Continue reading What are my chances of approval?
At Aussie Car Loans we have long term associations with a broad range of competitive and trusted lenders who consistently monitor current interest rates so they can make sure they offer the best car finance rates.
Aussie Car Loans will always provide you with the most competitive loan offers it has available, however, those with a higher risk, namely bad credit ratings or ex-bankrupts, can opt for second chance finance instead. Second chance loans, or bad credit loans, give those with higher risk another chance to obtain the finance they require.
Aussie Car Loans provides car finance for any kind of vehicle purchase, be it a dealership, car auction, private sale or re-financing. For used cars some vehicles may require an inspection prior to your finance being approved, please discuss with your Aussie Car Loans consultant prior to your purchase.
Each car finance application will have its own requirements dependent on your overall profile and the credit guidelines of the proposed lender. If you wish to discuss your application please call and speak to one of our professional consultants on 1300 769 999, or simply apply online.
Your first loan repayment will be due 14 days (if fortnightly) or one month (if monthly) after the settlement of your personal loan. Business finance applicants on the other hand have the first monthly repayment due on the day of settlement.
Personal car loans, in fact, all loans have some ongoing account keeping fees. These may vary from Financier to Financier and State to State. For accurate and up to date information please call 1300 769 999 (local call cost) to discuss this with one of our professional team members.