Secured Personal Loan?

If you’re looking at a secured personal loan there are certain requirements that need to be met. For example, the minimum loan amount is $5,000.00, and the motor vehicle is preferably no more than 8 years old. Aussie Car Loans … Continue reading

Unsecured Personal Loan?

For those looking at a getting an unsecured personal loan, be aware there are differences in the loan amount, the interest rate and availability. Unsecured loans can be more versatile however, and are typically used for intangible things such as … Continue reading

Personal or business finance?

Debating whether to go with Business or Personal Finance? Business Finance is available to both companies & individuals, providing that the goods are to be used predominantly for business use (i.e. more than 50% business usage).

How long does it take to get approved?

Once you have submitted your application for car finance, it will usually take just a few hours before an assessment is made and the loan is either approved or rejected. However, complex or difficult applications can sometimes take a few … Continue reading

What are my chances of approval?

Your chances of approval largely depend on the results of your assessment. All lenders consider things such as: have you ever filed for bankruptcy, do you own a home, how much is your current income, how long have you been … Continue reading

Are Your Interest Rates Competitive?

At Aussie Car Loans we have long term associations with a broad range of competitive and trusted lenders who consistently monitor current interest rates so they can make sure they offer the best car finance rates.

I’ve Got A Bad Credit Rating?

Aussie Car Loans will always provide you with the most competitive loan offers it has available, however, those with a higher risk, namely bad credit ratings or ex-bankrupts, can opt for second chance finance instead. Second chance loans, or bad credit … Continue reading

Can I Buy A Car Privately Or From A Dealer?

Aussie Car Loans provides car finance for any kind of vehicle purchase, be it a dealership, car auction, private sale or re-financing. For used cars some vehicles may require an inspection prior to your finance being approved, please discuss with … Continue reading

Are There Any Application Costs?

Personal car loans, in fact, all loans have some ongoing account keeping fees. These may vary from Financier to Financier and State to State. For accurate and up to date information please call 1300 769 999 (local call cost) to … Continue reading