Buying a brand new car is an exciting event in most people’s lives, but it’s important to remain calm and adopt a practical approach when visiting dealers’ showrooms or you could end up spending far more than you anticipated. Follow the 5 tips below to make sure the vehicle you buy is the most … Continue reading 5 Tips For Buying A New Car
When you’re applying for a car loan, or in fact any finance whether it’s for a motorbike, boat or caravan, it’s important to know how the finance industry operates. It’s clearly very important to the finance company that you are able to service, i.e. repay the loan, so they make extensive investigations into your credit … Continue reading Why you should avoid a ‘busy recent credit history’
It just got easier to buy a used car with confidence – thanks to the PPSR. Here’s a few sobering stats for the 1.4 million people who buy a vehicle from a private seller every year:
If you’re trying to decide whether you’re better off with a car lease, car loan or going with hire purchase instead, the following comparison table may be useful to you. Lease vs Hire Purchase Comparison Table Finance Lease Consumer Loan Hire Purchase Terms Lease term is up to you but would typically be 3 to … Continue reading Lease vs Hire Purchase
It’s time for a new car and having made the decision to buy, the next question is often not what car, but how you are going to pay for it? Financing a car can be a minefield to the uninitiated, especially when the salesperson starts bandying about terms like hire purchase, novated leases, residuals and … Continue reading To Lease Or Buy A Car?
Credit check – Tips to boost your loan worthiness Shopping for vehicle finance can be as daunting as choosing the right car. As well as seeing who offers the best car finance rates, it’s worth assessing how attractive you appear as a potential borrower. Showing you’re a good risk improves your approval chances and will … Continue reading Car Loan Approval Tips
What is the comparison rate? The comparison rate is an indicative interest rate that combines the nominal interest rate with any foreseeable fees and charges associated with the loan, to help you obtain a more comprehensive picture of what your car loan is going to cost you over the life of the loan. While the … Continue reading Car Loan Comparison Rates
Buying a car is one of the biggest purchases you’ll ever make. These days, when it comes to cost, it’s second only to buying a home. Buying your very first car can often be a nerve-racking experience, and if you’re not careful, it can put you in real financial strife. You have to be realistic … Continue reading Buying That Car