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PERSONAL AND CREDIT INFORMATION
PRIVACY ACT 1988 (AS AMENDED) AND ALL
RELATED REGULATIONS (“ACT”)
AUTHORISATION TO ACT ON BEHALF OF
INDIVIDUALS AND MANAGE PERSONAL INFORMATION
I/We appoint Advantage Aussie Pty Ltd (ACN: 061 337 746, Australian
Credit Licence 390233) and its associated entities, (“Aussie Car
Loans”) and any independent contractors it has appointed to assist in
providing services to me/us (“Contractors”) as my/our agents to
arrange, and assist in the management of, finance and/or insurance
facilities. I understand and agree that Aussie Car Loans and
Contractors may pay to, or receive from, third parties, fees and/or
benefits in relation to this appointment and the provision of these
In this document: The term “finance” refers to any form of financial
accommodation including, but not limited to, loans, leases, rental or
hiring. The term “insurance” refers to any form of insurance facility
including, but not limited to, motor vehicle comprehensive, loan
protection, equity protection (“gap”), title, or mechanical breakdown
warranty. The term “Credit Provider” refers to all panel lenders
including, but not limited to, Australia and New Zealand Banking Group
Ltd, St.George Bank, Macquarie Leasing Pty Ltd, Secure Funding Pty Ltd,
Liberty Financial Pty Ltd, GE Personal Finance Pty Ltd, Yamaha Motor
Finance Australian Pty Ltd, Wingate Consumer Finance Pty Ltd, Pepper
Asset Finance Pty Ltd and R.A.C.V. Finance Ltd.
I/We agree that under the Act, a Credit Provider which Aussie Car
Loans and Contractors may approach in arranging my/our finance
(hereinafter an “Approached Credit Provider”), may give a credit
reporting body certain personal information about my/our application
for finance. The information which may be given includes:
By virtue of this declaration, I/we understand that Aussie Car Loans
and/or Contractors have informed me/us of the disclosure policy to a
credit reporting body of information about me/us by Approached Credit
Providers and so authorise such disclosures.
I/We agree that, if it is considered relevant in assessing my/our
application for personal credit, an Approached Credit Provider may
obtain a report about my/our commercial activities or commercial credit
worthiness from a credit reporting body or other business that provides
information about the commercial credit worthiness of persons.
I/We agree that, if it is considered relevant in assessing my/our
application for commercial credit, an Approached Credit Provider may
obtain from a credit-reporting body a credit report containing personal
credit information about me/us.
I/We agree that an Approached Credit Provider may give to and seek
from any credit provider information about my/our personal or
commercial credit arrangements. I/We understand that this information
can include any information about my/our credit worthiness, credit
standing, credit history or credit capacity that credit providers are
allowed to give or receive from each other under the Act.
I/We authorise Aussie Car Loans and Contractors to use my/our credit
information and any other information to arrange or provide finance,
insurance and other services. For the purposes of arranging finance
which is the subject of my/our application, I/we appoint Aussie Car
Loans and Contractors as my/our agent to obtain, on my/our behalf,
credit information about my/our consumer and commercial credit
worthiness from a credit reporting body or from a credit provider named
in my/our application or referred to in such credit information.
I/We also authorise Aussie Car Loans and Contractors to pass on the
above-obtained credit information to such Approached Credit Providers
as are appropriate, for their consideration of this application.
I/We acknowledge and agree that:
a) it is necessary for Aussie Car Loans and Contractors to collect
personal information regarding me/us from both ourselves and other
parties, to enable Aussie Car Loans and Contractors to apply, on my/our
behalf, for the finance and insurance facilities requested. I/We
understand that if I/we do not provide the information then Aussie Car
Loans and Contractors will not be able to seek the requested facilities
from Approached Credit Providers and Insurers.
b) the information collected may be disclosed to, and used by,
Aussie Car Loans, Contractors, Approached Credit Providers and Insurers
to the degree that each entity considers reasonable and necessary in
consideration and arranging the requested facilities.
c) Aussie Car Loans, Contractors, Approached Credit Providers and
Insurers may provide information collected as above to any parties
(such as referees, employers etc) named in the application to the
extent they deem necessary to assist in assessing and arranging the
d) Aussie Car Loans, Contractors, Approached Credit Providers and
Insurers may exchange information with the following types of entities,
some of which may be located overseas.
Credit providers, service providers and agents, financial
consultants, accountants, lawyers, advisers, industry bodies,
tribunals, any person or entity as required by law, associates, related
entities, contractors, referees, any organisation providing online
verification of my/our identity.
e) Aussie Car Loans may retain the information obtained and, at its
discretion, provide to me/us, from time to time information about
Aussie Car Loans products and services. The provision of this
information may be by, but not limited to, telephone, mail or
electronic media (such as e-mail).
IF SUCH INFORMATION IS NOT REQUIRED THEN I/WE UNDERSTAND THAT THIS
PROVISION MAY BE CANCELLED BY DELETING AND INITIALLING THIS CLAUSE OR
BY LATER ADVISING AUSSIE CAR LOANS IN WRITING VIA EMAIL ([email protected])
OR POST (PO BOX 3885 LOGANHOLME 4129).
f) Aussie Car Loans may disclose relevant parts of my/our personal
information to third parties it engages, to assist in the provision of
its services to me/us including mailing houses and IT contractors.
g) The appointment provided herein is an ongoing one and if an
Approached Credit Provider or Insurer has, as a result of an
application on my/our behalf by Aussie Car Loans or Contractors,
provided facilities to me/us then that Credit Provider or Insurer is
authorised to provide information to Aussie Car Loans and Contractors
from time to time relating to the subsequent conduct of the
h) I/We can gain access to the personal information that Aussie Car
can be obtained by contacting 1300 769 999 or from the website
seek correction of the information held about me/us, how information is
managed and the complaints process.
Purpose: To arrange Finance and/or Insurance Facilities
I/We agree and acknowledge the terms of the document. I/We also
warrant that the personal information provided by me/us in my/our
application is true and correct and understand that Aussie Car Loans
and Contractors will be relying on the integrity of same in seeking to
arrange the facilities required.
I/We agree that the Approached Credit Provider may seek credit
information concerning me/us from a credit reporting body to assess
whether to accept me/us as a guarantor of the finance commitments for
the Applicant Parties.
I/We also agree to Aussie Car Loans, Contractors, Approached Credit
Providers and Insurers collecting, retaining, disclosing and using
my/our personal information to the degree and for the purposes
described in paragraph 4 above. I/We understand that I/we can obtain
access to the personal information I/we have provided as described in
paragraph 4 above.
Are you over 18?
Are you a Permanent Australian Resident?
Are you bankrupt or under Deed Arrangement Part 9 or 10?
Are you currently employed?